Consumer's Guide Managing Your Mortgage to Financial Independence : You Don t Have to Chase Wealth to Achieve Financial Independence

How much time, energy and money do you expend chasing wealth while sacrificing the best thing that money can buy, financial independence? Managing Your Mortgage to Financial Independence introduces several new theories that show you a plan, which will impact the way you view your mortgage and investment decisions, while unlocking the door to financial independence. Your definition of financial independence is up to you and it maybe as simple as gaining control of your time such that you can watch the sunrise from your very own windows while planning how to spend your day until its time to watch the sunset. Potential, represented on the front cover by the mathematical symbol, the letter K, signifies your opportunity to realize the possibilities by protecting and preserving the store of value in your home as your nest egg and your foundation for financial independence.Recognizing that when you are sitting at the closing table, no matter who is your chosen lender or broker, only you are representing you in the mortgage transaction, this consumer guide also contains many cost saving ideas that will help you to better represent yourself during your next mortgage transaction. Relying on the ?free? sales advice of your lender or broker is not the best way to make your mortgage decisions. By the time you have finished reading this guide, you will also be armed with the knowledge of how to make every mortgage broker upfront about the compensation that will be received for delivering your loan to the lender, how to effectively shop between lenders and brokers, how to use the capabilities of your loan source to your advantage, and how to come away with the best loan for you. You will be better educated about the factors beyond rate and closing costs that impact the immediate and long-term costs of having a mortgage. The guide shows you how to gain control of the mortgage process and of your destiny to reach financial independence.Morris, Leon L. is the author of 'Consumer's Guide Managing Your Mortgage to Financial Independence : You Don t Have to Chase Wealth to Achieve Financial Independence', published 2004 under ISBN 9780976496700 and ISBN 0976496704.